Ways to Save Money
Ways to Save Money | Intuit Benefits. There are many ways to save on health care—here are just a few that are good for you and your wallet!
Watch! This video to learn about how to save money on health care costs.
Use In-Network Providers
First, let’s define a network. It’s a group of doctors, labs, hospitals and other health care providers or facilities that your medical plan has contracted with at set payment rates—often called “eligible expenses,” “payment allowances” or “negotiated rates.”
You’ll pay less when you get care in-network, because your deductibles, copays and coinsurance are lower than if you visit out-of-network providers.
To find in-network providers, go to the medical plan’s website:
Already Enrolled in a Medical Plan?
- Cigna
- Kaiser
- UHC
Not Yet Enrolled in a Medical Plan?
- Cigna: Username: Intuit; password: cigna
- Kaiser
- UHC
Use Telemedicine for Basic Primary Care Needs
Intuit’s telemedicine programs are great options for getting basic primary care. They’re offered as part of your Intuit medical benefits—use them at no cost to you or your covered dependents!
Enroll in the Health Savings Account (HSA)
HSAs are used together with high-deductible health insurance plans. When you enroll in the Cigna Choice Fund Health Savings Account (HSA) medical plan, you save money in three ways: office 2016 activator
- You get cash from Intuit. The amount of money Intuit deposits into the HSA varies based on your salary.If your annual salary is under $80,000, Intuit will contribute:
- $1,000 for you
- $2,000 if you cover dependents
If your annual salary is $80,000 or more, Intuit will contribute:
-
$750 for you
- $1,500 if you cover dependents
- Your HSA contributions are tax-free.* Any money that you set aside in your HSA will not be taxed.
- You earn interest on your HSA balance. Then, once your account reaches $1,000, you can invest your account balance.
*In CA, AL and NJ, the HSA is subject to state ta
Enroll in the Health Care FSA
The Health Care Flexible Spending Account (FSA) saves you money because you can pay for eligible expenses with tax-free dollars. If you’re enrolled in the Cigna Choice Fund HSA plan, you will only have access to the Limited Purpose FSA.Use Crossover Health Center
Crossover Health Center is a private health center featuring a highly skilled team of physicians and providers who deliver complete, concierge-style health care services. It’s located just a couple of miles from the Mountain View campus and is available to all Intuit employees, whether you live in the Bay Area or you’re visiting from anywhere in the world. Because most health plans consider Crossover Health an in-network facility, you won’t pay any more for this top-quality service than you would for a regular primary care visit.
Get More Health Care Savings Tips
Watch the ALEX® videos to get helpful suggestions for saving money on your medical care.
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